Buying Your First Home on The Gold Coast
We Are First Home Buyer Specialists
Pre-Approval
Negotiating in the property market without a pre-approval is like going to a garage sale without cash in your wallet. By allowing a Gold Coast Mortgage Expert like Home Loan Advice help you attain a pre-approval you will have the confidence knowing that you are able to borrow the amount you need to purchase that perfect first home.
Save Money
Starting with the right loan for your specific circumstances can save you thousands and years off your home loan . It is your money why would you pay the Banks more than you need to! Help us to keep the Banks honest.
Government Grants
There are several First Home Buyer Schemes available at present including State run Stamp Duty concessions, Federal Government schemes such as First Home Loan Deposit Scheme, Single Parents Home loan Scheme, New Building government grant. Let the Gold Coast Home Loan Specialists help you understand if you are eligible to take advantage of any First Home Owner incentives.
Get Into Your First Home Sooner!
Maybe you have been told no by your bank, no one wants to hear that when they have scrimped and saved for their first home deposit. The are a multitude of different reasons to seek out a Gold Coast Home Loan expert, as a First Home Buyer. We have helped 100’s of First Home Buyers get into their first home sooner. You see a Bank can only advise you about their products, there is a whole world out their full of lenders that want to lend money, one of them might be right for you. W have over 40 lenders at our finger tips. Home Loan Advice is your local Gold Coast Mortgage Brokers and we want nothing more than to help First home buyers the buy their first home on the Gold Coast.
In most cases a lender will want to see that you have saved a minimum of 5% of the purchase price of the proposed property as your deposit. This is called genuine savings and needs to be evident in your bank account for 3 months or more.
Pre-approvals are important when you are serious about purchasing a property. If you haven’t attained pre-approval from a Gold Coast Mortgage Broker, it’s like going to a garage sale without cash in your pocket. Having that pre-approval gives you a certain confidence that a lender is willing to lend you the amount you need to purchase that First Home.
The process can be daunting for so many purchasers, not just for Gold Coast First Home Buyers because lets face it ‘You don’t know what you don’t know’. A Gold Coast Home Loan specialist will assist to make this process as smooth as possible whilst providing education along the way. Its not every day that you apply for a home loan, but we do so why not let Home Loan Advice help you through the process and allevite some of the stress involved in purchasing your first home. After all we are your local Gold Coast Mortgage Broker and we won’t charge you a cent.
Home Loan Advice on the Gold Coast is here to make the process smoother and our service is free to our clients.
First Home Buyer Story
Renee was a First Home Buyer that had banked with her local branch since she started working. Now at 28 she had saved up to a 10% deposit and during this time had witnessed the property prices on the Gold Coast increase. She was sick of watching properties she would like to purchase pass her by. She went to her branch and asked for a home loan. They asked her a few questions and answered with a “No”. Renee called us in tears after her soul destroying experience. Renee realised that she needed to speak with a Gold Coast Home Loan expert, not just any expert but one that truly cared whether she was going to purchase her first home. With Home Loan Advice Gold Coast Renee was a person in need, not just a number. Ben and the team worked tirelessly until Renee was approved with a reputable lender and didn’t stop until Renee was in her First Home. When Renee settled and moved in to her First Home she told Ben it was the best day of her life, up to now, followed closely by when she received her approval. Home Loan Advice navigate the muddy waters that is the home loan process all the time, this is all we do and we are your local Gold Coast Home Loan Specialists.